Archive for the ‘Auto Insurance’ Category
Wednesday, February 1st, 2012
If you are a car owner then it is important to know how to look after your vehicle. Carrying out everyday repairs yourself will save you heaps of money and provide you with the satisfaction of knowing that your car is always in tip top shape. The first step is to learn what each part of your car is and what role it plays in the operation. Once you are familiar with the parts of your car there are simple steps that you can take at home with your ute toolbox to ensure that your car always runs smoothly.
When you get gas
Check your oil levels each time you fill up on gas. Oil is the element of your car which prevents everything from seizing and exploding so it is a very important part of the car. Make sure you check that the levels are correct each time you fill up with fuel.
Check coolant levels regularly. The coolant tank is usually located on the driver side of the engine and is responsible for stopping your engine from overheating. Replace the coolant if it is dirty and make sure the level is always appropriate.
Each week
Each week you should check your tires for damage. Driving with damaged or bald tires is an offence and could potentially cause you to lose points from your license. More significantly than this, it is your tires which transfer the power from your car to the road. If your tires are underinflated then you are losing power and your handling capabilities will decrease. Use an air compressor to keep your tires properly inflated to ensure the best fuel efficiency. Remember to check the inflation of your spare tire regularly too because a spare tire is useless if it is too deflated to use.
Each month
Make sure that you check all of your lights each month. You should check all indicators, brake lights, head lights and internal lights at least once a month. Any broken bulbs should be changed immediately to ensure that your signalling is properly understood by other motorists.
Every 6,000 kilometres
Change your oil. The oil in your car should be changed at around 6,000 kilometres. This process involves draining the oilfrom beneaththe car so it may be worth taking the vehicle to a mechanic if you are unsure about what to do.
Rotate your tires. It is good to rotate your tires every 6,000 kilometres because they will get more worn out on one side depending on your wheel alignment. Rotating the tires will ensure that they have a longer lifespan as they will be more evenly worn.
Once a year
Check the quality of all wipers. The front and back wipers will deteriorate over time and will eventually break dangerously. Check the condition of the wipers at least once a year and replace all of the wipers at once if you notice any rubber damage.
Be safe
Always remember that safety comes first and be sure to make the effort to keep your car in good working order. If you have any doubts then seek the assistance of an expert. Always be sure to clean up any oil or fluid spills after working on your car as these could potentially cause a fire if left unattended.
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Thursday, October 27th, 2011
- UK drivers can save an average of £348 on their car insurance
- £25 savings enough to convince almost a quarter of drivers to switch policies
Moneysupermarket.com, the leading price comparison website in the UK has found that almost a quarter (around 22 per cent) of drivers in the UK would be willing to switch insurance policies for as small a saving as £25.
It was also found in the research that £78 would be the tipping point for 25 per cent of drivers, since most of them would remarkably prefer not to shop around for the cheapest car insurance at Moneysupermarket when renewal date arrives.
Image courtesy of Mukumbura via flickr creative commons
The average saving that would sway most drivers was found to be £54.33, which sits below the national average for 18-34-year-olds, who wouldn’t switch unless they could save more than £61.77. Over 55s, on the other hand, would be tempted by £50.33 as a saving on their premiums. In London, drivers would not be happy until they could save at least £71.88 on their insurance, but drivers in the south west would settle for £43.04.
Moneysupermarket conducted the research to compare its results to the average saving a driver in the UK can make with today’s prices; the total currently sits at a staggering £348 per policy.
The car insurance expert at MoneySupermarket.com, Pete Harrison, added his thoughts on the matter: “British motorists are really feeling the financial strain and are desperately looking for ways to cut costs, so its unsurprising our research has found one in five drivers are only looking for savings of £25 on their car insurance premiums to justify the move to a better value premium.
“Those drivers who are unconvinced of the merits of shopping around, and automatically renew their car insurance, could achieve above and beyond their desired saving by taking the time to scour the market. The average saving to be made by searching the car insurance market online at MoneySupermarket is £348, so motorists could in fact save themselves £293 more, certainly a welcome surprise to those who doubt the savings that can be made.”
Moneysupermarket also found that only 2 per cent of drivers would switch to get better customer service, 7 per cent would switch to be eligible for cash back offers, vouchers and extra cover and approximately 70 per cent, as expected, would switch if a significant saving was available on their premiums.
Pete Harrison added: “With motoring costs continuing to rise, and the price of car insurance making up a high percentage of that cost, it makes sense that getting a cheaper deal is the main motivation for drivers to switch their car insurance.
“Drivers can help to mitigate these costs by getting online and comparing policies to see what prices are on offer, It only takes a few minutes, so consumers should do their research to find the best deal for their situation and make the switch to start saving.”
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Wednesday, June 23rd, 2010
Apple II Anniversary
In honor of the 33rd anniversary of the Apple II, we are posting an image here
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Saturday, April 3rd, 2010
Owning a new car is such a wonderful experience and protecting it from any harm is the basic concern of the owner. One cannot avoid accidents but surely can make a way out to lessen the damages incurred by opting for auto insurance. Auto insurance is the best way to protect your vehicle and create satisfaction among the owners. Now, the prior concern is to attain a cheap auto insurance quote, well here are few steps which will help you to get auto insurance at lower price.
The people having lot of violations like the accidents or speeding tickets are likely to get higher rates. The car insurance companies get thorough with the record of driving and will increase the rates according to your access to accidents, therefore, have less of violations for cheaper rate. Next, in queue is the age factor as children who just get the license are considered to be easily inclined to accidents then the experienced drivers. So, if you are a just grown up youngster, the auto insurance will charge you high.
The insurance companies also have an eye on your credit history, for the sake of safety and security that you pay the monthly installments or statements in time. So if it’s good, the auto insurance will not charge high but if poor, they might even refuse you but need not worry as there are plenty of companies in town today to help you. One of the best way and easy solution to all these is to opt for a driving class. The defensive driving class will help you in getting discount from certain insurance companies and also depicts that you too want to play safe in driving. As a matter of fact, if buying a new vehicle, go for an anti-theft and a safety system rating vehicle. This will harm you less in an accident and prevent it from stealing or tracking the stolen car grows easy.
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Tuesday, December 22nd, 2009
Auto Insurance Online
It was shocking on my part. I thought I already got the best deal on my auto insurance but it wasn¡¯t. How did I discover it?
My friend suggested to me that I should try getting auto insurance quotes. To make it easy, she said I must try to get quotes about my current coverage to find out if I can find a more affordable one. I told her I am satisfied with my current policy and that I do not have the time to look for one.
However, her suggestion keeps ringing inside my head so a few days later I tried it. Filling out online forms is an easy feat. Then I started receiving quotes. That was then that I found out that I should have paid lesser for my insurance if only I tried to compare car insurance rates from different companies. Getting the same coverage in a cheaper price is a great help to me. I hope everybody gets a chance to experience this.
I heard about auto insurance quotes before but I just ignored it. I thought it wasn¡¯t worth my time. My friend keeps telling me but I did not listen. Now, I am thinking of how much money I should have saved. Nevertheless, I decided to dump my current insurance and go for the one that is cheaper.
Now I am an advocate of auto insurance quotes. Getting quotes from different companies is a lot better. The more choices there are the greater chance of finding the right auto insurance policy. Just keep in my mind what you really need, want and your budget.
Don¡¯t opt for something that you cannot afford to avoid trouble in keeping up with the payments. Learn what the different types of auto insurance are. Knowledge is the key in identifying the right policy for you because it is solely for your sake why you are getting insurance and not for other people.
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Wednesday, August 5th, 2009
With the economy as precarious as it is, we’re all trying to save money, and one of the ways we can do that is to evaluate what we’re spending on auto insurance. While going without insurance is a bad idea, as well as illegal in most states, there are several ways to lower the premiums we pay.
One way to be sure you’re getting the best deal on your auto coverage is to be a save driver. Keeping your driving record free of tickets will make you eligible for this discount – but be aware that insurers look at the last three-to-five years of your driving history.
Safe driving is even easier when you also drive a safer vehicle, and there’s a discount for that, as well. How does this discount work? Your insurance carrier will give it to you after analyzing the safety features with which your car is equipped. These include everything from air bags and antilock brakes to anti-theft devices like alarm systems, engine immobilizers, and LoJack.
If you’re fortunate enough to have a short commute, you may also be fortunate enough to qualify for a low-mileage discount. These are generally granted to people who drive fewer than 14,000 miles/ year, but some insurers give an even larger discount if you accrue fewer than 10,000. Where you live is also a factor. If your home is in a rural area, your auto insurance will most likely be much less than someone who lives in an urban neighborhood, because city life comes with a greater risk of both accidents and theft.
If you’ve recently lost your job, or have been laid off, don’t panic about your auto insurance lapsing just yet. Instead, check out Allianz Insurance. They’ve developed a new program offering free insurance to unemployed drivers.
The Allianz program, referred to as Unemployment Protection Auto Insurance, is free to clients who become temporarily unemployed or disabled before their policies mature, and lasts for a year. In addition, they are reimbursed for the full cost of the premium paid in the year the disability or unemployment occurs.
The number one way to find the best rates on insurance is to shop around, and compare quotes. While Allianz is the only company offering free auto insurance, there are many carriers providing flexible payment plans and reduced rates for their loyal clients who need a little help.
When it comes to saving money and earning discounts on auto insurance, then, the first rule is to ask what is available.
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